Live Dealer Baccarat

Live Dealer Baccarat is an online casino game that combines the convenience of playing from home with the authentic experience of a real casino. Learn about the game, its features, strategies and where to play it in New Zealand. 

 Types of Live Dealer Baccarat 

Live Dealer Baccarat has something for everyone! Whether you're a regular player or a beginner and still finding your feet at baccarat, there are so many different variations that you can try out.

Each one comes with its own unique vibe and little twists that make baccarat so much fun.

We have listed some of the popular variations below:

  • Punto Banco: This is the most popular form of baccarat played in New Zealand and around the world. In this version, the dealer handles all aspects of the game, including dealing the cards. You only need to place your bets on one of three options: the Player, the Banker, or a Tie.
  • Speed Baccarat: This is the best one for you if you like quick games and fast play. Speed Baccarat reduces the duration of each round, allowing more hands to be played in less time.
  • Baccarat Squeeze: This version adds an extra layer of suspense and excitement as the dealer slowly and dramatically reveals the cards. The "squeeze" element keeps you on the edge of your seat to create a thrilling atmosphere.
  • No Commission Baccarat: A popular variation where no commission is deducted from winning Banker bets. This tweak to the traditional rules gives you a chance to get a little bit extra from your bet.

Live Dealer Baccarat vs Baccarat

When it comes to online baccarat, you have two main options: Live Dealer Baccarat and Standard Baccarat. Both offer exciting gameplay, but the experience they deliver is quite different.

Whether you enjoy the thrill of real-time interaction or the simplicity of quick, computer-based games, each format has something unique to offer. Let’s take a look at the difference so you can choose which one you would prefer to play:

Live Dealer Baccarat:

  • You play in real-time with a live dealer streamed directly to your PC or mobile phone.
  • It makes you feel like you are sitting at a table in a local casino as it has an authentic casino atmosphere, and you can chat with the dealer and other players as though you were sitting next to them at a table at Sky City.
  • There are often extra features like card squeezes and multiple camera angles.
  • Best for you if you like the social experience of playing at a casino, even though you are playing remotely.

Baccarat (RNG-Based)

  • This baccarat is played against a computer using RNG (Random Number Generator) technology.
  • Offers convenience with quick rounds and no need to wait for other players or dealers.
  • Ideal if you prefer to play on your own to have a more casual experience.
  • Great if you are a beginner looking to practice without the added pressure of other people watching you. 

Top Casinos for Live Dealer Baccarat

Here we have listed the best online casinos in New Zealand that offer thrilling live dealer Baccarat games. Whether you’re a high roller or a beginner, these casinos provide an exceptional gaming experience, different types of baccarat games and exclusive features to keep you entertained and engrossed in the game. Here’s our top selection: 

High Roller Casino

High Roller

High Roller is the go-to casino if you are a high roller or simply enjoy high-stakes action. It offers an impressive range of live dealer Baccarat, including Speed Baccarat, No Commission Baccarat, and Baccarat Squeeze. With a sleek design and VIP perks, it’s a perfect choice if you are a serious player. 

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Jackpot City

Jackpot City

Jackpot City is a household name among Kiwi players, as it is very popular in NZ and has a great variety of pokies and table games, including baccarat.

Their live Baccarat collection includes Lightning Baccarat and Classic Baccarat, providing excitement for players of all levels. The site’s user-friendly design and enticing casino bonuses make it the perfect casino to sit down and play baccarat at. 

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Kiwi’s Treasure

Kiwi's Treasure

A casino designed with Kiwis in mind, Kiwi’s Treasure offers a unique gaming experience. They feature live dealer Baccarat options like Mini Baccarat and Dragon Tiger, paired with local themes and exclusive promotions for Kiwis. Their customer support and NZ payment methods are top-notch as well. 

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Legiano

Legiano

Legiano is a rising star in the NZ online casino scene, especially when it comes to its live gaming options. It offers Baccarat Control Squeeze and Multi-Camera Baccarat, giving you an incredible real-life experience. With frequent tournaments and casino bonuses, it’s a great choice if you have that competitive spirit.  

CLAIM up to $1,000 BONUS + 200 FS + 1 Bonus Crab

Live Dealer Baccarat on Mobile and Apps 

In today’s modern mobile-orientated world,  playing live dealer Baccarat on mobile devices is a game-changer. Most top NZ online casinos offer mobile-friendly platforms, allowing you to access live Baccarat games anytime, anywhere.

Whether you're using an iOS or Android device, these casinos provide smooth gameplay with HD video streams, interactive features, and smooth controls optimized for smaller screens.

The convenience of playing on mobile devices extends beyond Baccarat, with live roulette also available via dedicated casino apps.

Many NZ casinos offer live roulette apps that bring the excitement of real-time gaming directly to your phone. These apps are designed with user-friendly interfaces, making it easy to place bets, interact with dealers, and enjoy live roulette in high-quality video.

Whether you’re playing live Baccarat or live roulette, these mobile apps deliver an immersive and engaging experience. Plus, with exclusive casino bonuses and rewards available through the apps, you can enjoy extra perks while gaming on the go. If you're a fan of live casino games, having access to both Baccarat and roulette on your mobile device adds a whole new level of convenience and excitement! 

How Does Live Dealer Baccarat Work? 

Live dealer Baccarat combines the excitement of a traditional casino with the convenience of online gaming. In this format, real dealers handle the cards in real time, streaming the action directly to your mobile phone or tablet.

The game takes place in a professional studio or a real casino, with multiple cameras capturing different angles, so you don’t miss any of the action.

To play, you join a live session through your online casino’s platform, where you can view the dealer and interact with them through a chat feature.

You can place your bets on the Player, Banker, or Tie hands, just like in traditional Baccarat. The dealer then deals the cards and follows the rules of the game to determine the winner. The results are automatically calculated, and winnings are credited to your account.

The technology behind live dealer Baccarat includes high-definition cameras, advanced streaming software, and sophisticated interfaces that allow smooth gameplay. Optical character recognition (OCR) technology is used to track card values, ensuring accurate and transparent results.

This combination of live interaction, advanced technology, and the thrill of real-time play makes live dealer Baccarat a popular choice if you want the authentic casino experience from home.

Live Dealer Baccarat Rules

There are three variants of Baccarat, but Punto Banco is by far the most common and the one you’ll find on all our Live Dealer Baccarat titles. Punto Banco translates as “Player Banker”, and the goal is bet on either one of these (or a “tie”). There are very few rules to learn and nothing too confusing.

Take a look at these Baccarat rules to learn all you need to play this game for yourself:

  • The Layout: The Baccarat table uses a very simple layout. There are spaces for multiple players and in front of each one, there is an option for three different bets. If the game has any side bets then you’ll also see spaces to bet on each of these as well.
  • The Values: The winning hand is the one that gets closest to 9. All cards are assigned a number based on their face value, with 10s and picture cards counting as 0. Once the cards are dealt, the total score is tallied and then the second digit is used to determine the final number. For instance, if a hand shows two 7s, that’s 14 in total, with a final score of 4.
  • The Rules: There are three possible bets for every hand of Baccarat, with different odds for each. There is also an additional rule to consider.
    • Banker Bet: This bet returns the best odds of any Baccarat bet.
    • Player Bet: The odds for a player win are only slightly worse than a banker win.
    • Tie Bet: The Tie may seem like a sensible bet if you can’t decide between the Player or Banker, especially when you consider that it has a much higher payout. However, the odds for a tie are smaller than the two other bets and return a House Edge of more than 14%.
    • 3rd Card Rule: Baccarat is played with two cards, which are dealt to both the player and the banker. However, there are also multiple occasions when a 3rd card may be dealt to either player, such as when neither of them secures a score of 8 or 9.

Play for Real Money at Live Dealer Baccarat Casinos in New Zealand 

Looking to experience the thrill of live dealer Baccarat in New Zealand? Many real money casinos offer the option to try games for free in demo mode. This is a fantastic way to familiarise yourself with the rules and strategies before betting real cash. Once you feel confident, you can switch to playing for real money, unlocking the chance to win actual payouts.

What’s the difference? In free play, you’re wagering virtual credits with no risk involved.

However, if you play for real money, every hand you play could lead to big rewards. You can enjoy the immersive atmosphere of live dealer Baccarat and test your skills at many of the top real money New Zealand Casinos listed here on casino.com

Live Baccarat Games To Play

There are several different Live Dealer Baccarat games listed in the table below. All of these use the Punto Banco format and unlike games of Roulette and Blackjack, there aren’t that many differences with regards to rules, side bets, and additional features.

However, the aesthetic of these games, in addition to the accessibility options and stake levels, are all a little different. So, take a look at the table below, read the descriptions, and see which game appeals to your style and your preferences the most:

Live Baccarat Game NameBet Limits (Min to Max)RTPDescription
Baccarat Live$5 to $1,50085.6% to 98.76%A classic game of Punto Banco for traditionalists.
Dragon Jackpot Baccarat Live$1 to $5,00085.6% to 98.76%Try to get your hands on a jackpot as you play Baccarat.
Grand Baccarat Live$1 to $5,00085.6% to 98.76%VIP is the theme of the day here as players are treated to classic Baccarat in a beautiful setting.
VIP Baccarat$1 to $5,00085.64%-98.94%This is a high-stakes variant of the game of Baccarat with 6 side bets, in addition to the Player Bet, the Banker Bet and the Tie Bet.
Speed Baccarat$1 to $5,00085.64%-98.94%Enjoy the thrill of playing Baccarat at a much faster rate. This table uses standard Baccarat rules.
Prestige Baccarat$2 to $5,00098.76%This table offers a custom designed cloth and backdrop which depicts the Chinese symbol of luck. Standard baccarat rules are employed.
Grand Baccarat No Commission LiveR10-R50,00085.6% -98.76%No commission is added when the dealer wins. However, the house edge is gained when the Dealer wins with a 6. See rules for full details.

Odds and Payouts

There are three possible outcomes in a game of Baccarat: Player, Banker, and Tie. Generally speaking, the odds are 44.62% for the Player bet; 45.85% for the Banker, and 9.53% for the Tie. The Banker and the Player bets both return the same payouts, but the Tie offers a payout of around 8 to 1.

In simple terms, this means you get an 8:1 payout for something that has less than a 10:1 chance of occurring. This is why many players choose to avoid the Tie bet and focus on the Banker or Player bet. Once you take the Tie out of the equation then things begin to even out. On average, over the course of 100 Baccarat hands, there will be 51 Banker wins and 49 Player wins, once the Tie has been removed.

Tips & Strategies for Mastering Live Dealer Baccarat 

Mastering Live Dealer Baccarat requires both skill and strategy. To improve your chances of success, keep these tips in mind:

  • Understand the rules: This is the important part. You need to know how the Player, Banker, and Tie bets work, as well as the card value system.
  • Banker is your best bet: Statistically, the Banker bet has the lowest house edge, making it the safest option.
  • Set a budget: Decide how much you’re willing to spend before you start playing to avoid overspending.
  • Avoid the Tie bet: While tempting due to higher payouts, Tie bets have a significantly higher house edge.
  • Use trends wisely: Follow streaks or patterns, but remember, Baccarat is a game of chance, and past results don’t guarantee future outcomes.
  • Take breaks: Don’t let long playing sessions cloud your judgment. Get up and stretch or go and make a cup of tea. The game will still be waiting for you when you get back.

Should you play Live Dealer Baccarat?

Yes, of course you should! Live Dealer Baccarat offers an authentic casino experience from the comfort of your home. The live-streamed dealers and interactive gameplay provide a thrilling atmosphere that is so much more fun than playing standard online games.

It’s a fantastic choice if you enjoy fast-paced action and social interaction. Plus, playing live ensures transparency, as you watch every card dealt in real-time, so you can be sure the casino isn’t cheating. Although you don’t have to worry about that if you choose a reputable casino such as those listed on this site. 

Additional Live Dealer Games

Once you’ve had your fill of Baccarat, you can test your skills in several other live dealer games. There are multiple variants of Live Hold’em Poker and Live Blackjack, games that rival even Baccarat for its popularity and history; and you’ll also find a large selection of Live Roulette titles, with French, American, European, and Multi-Table versions all available.

FAQs about Live Dealer Baccarat

Live Dealer Baccarat is an online casino game where real dealers manage the game in real time via video stream. Here you interact with the baccarat live dealer and place bets on your chosen hands (Player, Banker, or Tie) while watching the game unfold in real time. 

Yes, most NZ online casinos have mobile-friendly versions of Live Dealer Baccarat. You can play on both Android and iOS devices using the casino’s website or dedicated apps. 

Common variations include Classic Baccarat, Speed Baccarat, Baccarat Squeeze, and No Commission Baccarat. Each offers slightly different rules and betting options, allowing you to choose the style you prefer. 

While Baccarat is mainly a game of chance like most online casino games, many players recommend betting on the Banker's hand, as it has a slightly lower house edge.

Setting a budget, avoiding Tie bets, and using betting systems like the Martingale can also help manage your bankroll. 

Yes, Live Dealer Baccarat is fair. The games are streamed in real-time from professional studios or casinos, and many use Optical Character Recognition (OCR) technology to ensure accurate results. 

Unfortunately, most live casinos do not offer free play for Live Dealer games. However, you can often use demo modes or casino bonuses to practice baccarat on a normal table game (not one that has a live dealer) without risking real money, and once you're comfortable, you can switch to real money play or play Live dealer baccarat. 

Deposits are usually made using credit/debit cards, e-wallets, or cryptocurrencies. Choose your preferred payment method on the casino’s platform, follow the instructions, and you’ll be ready to play in no time.