Find the top online casinos in the US that pay out real money. Our experts choose legal casinos with high win rates (97% or more) and games with great RTP.
Best Paying Online Casinos in the US (2024)
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We made this page to help you easily find the best paying online casinos in the USA. Not all casinos are the same. The top sites stand out because they offer high RTP games, like the latest slots and live table games. These casinos give you a better chance of winning by offering games with a lower house edge, making your gaming experience more exciting.
Best Paying Online Casino Sites
Many players wonder which online casino pays out the most. Our experts have reviewed the top online casinos with high-payout games. These casinos offer excellent RTPs, secure payment options, and great bonus deals. Choose from our list of trusted real money online casinos for a fantastic gaming experience today.
BetMGM Casino
BetMGM is our top pick for the best payout online casino in the USA, with an impressive overall return-to-player (RTP) rate of 98.3% across its huge selection of 800 games. Available to players in Michigan, New Jersey, Pennsylvania, and West Virginia, BetMGM offers top-paying options like real money slots, progressive jackpots, exclusive BETMGM games, and live dealer tables.
The casino features a strong lineup of games from providers like Ainsworth, Evolution Gaming, IGT, and NetEnt, with many titles offering big wins of over 10,000x your bet. Some of the best payout games include Game King Video Poker (99.16%), Lightning Roulette (97.3%), and Hotline (97.04%).
- Highest RTP Slot: Mega Joker by NetEnt (99%)
- Highest RTP Table Game: Live Infinite Blackjack by Evolution Gaming (99.51%)
- Lowest House Edge Game: Cash or Crash by Evolution Gaming (0.41%)
- Payout Speed: 1-7 days
BetRivers Casino
BetRivers is one of the best online casinos for players in Michigan, New Jersey, Pennsylvania, and West Virginia. It offers a strong return-to-player (RTP) rate of 97.61% across its large collection of over 1,380 games. BetRivers is a great choice if you enjoy variety, with games from top software providers like NetEnt, Konami, and IGT.
BetRivers has more than 120 jackpot slots and a wide range of slot games, with some progressive jackpots occasionally exceeding $1 million. Some regular games, like Bonanza Megaways, offer win multipliers over 10,000x. Some of the top-paying games include Infinite Blackjack (99.47%) and Triple Double Da Vinci Diamonds (97.01%).
- Highest RTP Slot: Mega Joker by NetEnt (99%)
- Highest RTP Table Game: Ultimate Texas Hold'em (99.47%)
- Lowest House Edge Game: Lightning Blackjack (0.44%)
- Payout Speed: 1-5 days
FanDuel Casino
FanDuel is great for playing over 400 casino games, including some of the highest RTP slots and live dealer tables. A unique feature of FanDuel is the "favorite games" tab, where you can save your top picks by clicking the heart icon. This makes finding and playing the games with the best payouts easy.
FanDuel also offers demo play, allowing you to try any game without risking your money. The team aims to process payments within 24 hours, and once approved, withdrawals usually take 2-4 days.
- Highest RTP Slot: Blood Suckers by NetEnt (98%)
- Highest RTP Table Game: Blackjack Blazing 7s by Light & Wonder (99.33%)
- Lowest House Edge Game: Blackjack by NetEnt (0.41%)
- Payout Speed: 3-5 days
Bet365 Casino
Bet365 Casino is one of the largest gambling operators globally and offers great payouts for players in New Jersey and Pennsylvania. With a collection of 650 casino games, you can easily find the best ones by clicking the information button to check their RTP and pay lines. Popular high-payout games include Blackjack (99.57%), Divine Fortune (96.59%), and Fortune Coin (96.20%). Spin the reels and see if you can win big.
Bet365 Casino's overall RTP is slightly lower than that of other top online casinos due to its many jackpot games. While these games have lower RTPs, they offer some of the biggest prizes online. The casino supports PayPal for fast withdrawals, often arriving within a few hours.
- Highest RTP Slot: Mega Joker by NetEnt (85.28%-99%)
- Highest RTP Table Game: Blackjack by bet365 (99.57%)
- Lowest House Edge Game: Poker & Pairs Blackjack Surrender (0.33%)
- Payout Speed: 1-5 days
How We Choose the Best Payout Casinos
We prioritize casinos with high payout rates, featuring those with a minimum win rate of 96%. Here's how we recommend the best payout casinos in the US:
Overall Payout Rate
We calculate each casino's average return-to-player (RTP) rate. For example, Caesars Palace Online Casino leads with a 97.63% win rate, while Borgata Casino ranks lower in Pennsylvania with a 96.29% rate. Casinos with higher win rates rank better.
High RTP Games
Casinos with more high RTP games have better win rates. Caesars offers over 1,000 games, including table games with high payouts and slots like NetEnt's Mega Joker (99% RTP). A strong selection of progressive jackpots is also a plus.
Licensing and Fairness
US casinos must be licensed by authorities like the New Jersey Division of Gaming Enforcement (NJDGE). External auditors like eCOGRA and iTech Labs verify RTPs to ensure fair play.
Convenient Payment Methods
We look for casinos offering multiple payment options and fast withdrawals. BetMGM, for example, processes withdrawals within 24 hours, while Caesars Casino MI offers 11 payment methods.
Bonuses and Promotions
We rate casinos based on their welcome bonuses and promotions. BetMGM offers multi-part promotions, while Caesars provides the largest welcome bonus.
What is RTP?
RTP, or Return to Player, is a key term in online gambling. It represents the percentage of money a game pays back to players over time. Game developers and testing agencies calculate this figure based on many spins, usually between 25,000 and 100,000. By checking the RTP, you can find games with better payouts, potentially increasing your chances of winning.
For example, the online slot Blood Suckers has a 98% RTP, meaning it pays back 98% of the money wagered over time, leaving the casino with a 2% profit. This system allows casinos to make money while still offering fair payouts to players.
However, it's important to remember that a high RTP doesn't guarantee wins. You also need to consider the game's volatility. Low-volatility games offer smaller, more frequent wins, while high-volatility games can provide larger payouts but with less consistency.
Best Payout Online Casino Games
After joining a top-paying online casino, the next step is choosing which games to play. To help, we've identified the online slots, table games, and specialty games with the highest RTP and best payouts. Play these games for better value and higher chances of winning.
Slots
Slots are a popular choice for players looking for excitement and big wins. They use Random Number Generators to ensure every spin is completely random. Licensed casinos check these systems to make sure they're fair. Check out our list of the top online slots with the best payout percentages.
Slot Game | Software Provider | RTP |
Mega Joker | NetEnt | 85.28%-99% |
Blood Suckers | NetEnt | 98% |
Starmania | NextGen | 97.87% |
Wolfpack Pays | NextGen | 97.76% |
Egyptian Rise | Side City | 97.76% |
Himalayas Roof of The World | Barcrest | 97.75% |
King's Honour | Barcrest | 97.75% |
White Rabbit | Big Time Gaming | 97.72% |
Golden Tour | Playtech | 97.71% |
Medusa Megaways | NextGen | 97.63% |
Progressive Slots
Progressive jackpots often have lower RTPs but can offer the biggest wins at top-paying online casinos. These games are usually highly volatile, meaning they pay out less often but offer larger prizes when they do.
Progressive Slot Game | Software Provider | RTP |
Almighty Buffalo Megaways | Blueprint | 96.5%-97.01% |
Imperial Riches | NetEnt | 96.88% |
Mercy of the Gods | NetEnt | 96.64% |
Divine Fortune | NetEnt | 96.6% |
9 Masks of Fire | Gameburger Studios | 96.24% |
88 Fortunes | Scientific Games | 96.00% |
Almighty 7’s Jackpot Royale | RTG | 94.51% |
Bison Fury | GVC | 93.41% |
Mirage Mega Magma | BetMGM | 91.90% |
MGM Grand Millions | BetMGM | 91.81% |
Live Casino
The best live casino games have payout rates similar to classic casino games. Our top picks include game shows, and popular versions of blackjack, craps, and poker.
Live Casino Game | Software Provider | RTP |
Cash or Crash | Evolution | 99.59% |
Unlimited Blackjack | Playtech | 99.50% |
Blitz Blackjack | NetEnt | 99.50% |
Texas Hold’em Bonus Poker | Evolution | 99.47% |
Infinite Blackjack | Evolution | 99.47% |
Quantum Blackjack | Playtech | 99.47% |
All Bets Blackjack | Playtech | 99.46% |
Sette e Mezzo | Playtech | 99.46% |
First Person Craps | Evolution | 99.17% |
Video Poker
Video poker is popular with classic casino fans because it offers good payouts. Using strategy and making smart betting choices can lower the house edge on many games. These games often have RTP rates above 97%, giving you a great chance to win.
Video Poker Game | Software Provider | RTP |
Ultimate X Poker Triple Play | IGT | 99.29% |
Game King Video Poker | IGT | 99.16% |
Ten Play Draw Poker | IGT | 98.98%-99.72% |
Triple Play Draw Multi-Hand | IGT | 98.98%-99.72% |
Four Card Poker | Shuffle Master | 98.68% |
Jacks or Better Poker | Games Global | 99.54% |
Joker Poker Power Poker | Games Global | 98.6% |
Joker Poker | Games Global | 98.6% |
Jacks or Better | Playtech | 97.3% |
Jacks or Better Multi-Hand | Playtech | 96.06% |
How to Sign Up at the Best Payout Casinos
Playing high payout casino games can help protect your bankroll and boost your chances of winning. Here’s how to get started with the best payout online casinos:
- Pick Your Casino: Choose one and compare our list of top payout casino sites. Check out the games with the best payouts.
- Register Your Account: Click "Join," "Register," or "Sign Up." You must provide your name, date of birth, SSN, address, phone number, and email.
- Confirm Your Account: Verify your account by confirming the email sent by the casino. To withdraw, you must upload a copy of your ID (passport or driver’s license) and proof of address (a utility bill).
- Make Your Deposit: Go to the cashier section, select your payment method, and deposit the amount you want. Your deposit will process quickly, and you can start playing.
- Enjoy the Games: Choose a game, place your bet, and play. If you win, return to the cashier section to withdraw your winnings using your chosen payment method.
Payment Methods
To find the best casino with high payouts, make sure it supports the payment methods you like. This is crucial for depositing and withdrawing money. Here are some popular options at US casinos:
Payout Online Casinos FAQs
What is a good payout rate?
A good payout rate is an RTP of at least 96%. Payout rates can vary by game and casino, but video poker often has the best rates, with many games offering RTPs above 99%.
Which online casino pays out the most?
Real Prize offers the highest payouts for US online casino players, with a win rate over 97%. Check out Real Prize's table games and progressive jackpot slots for the best chances of winning.
What’s the best online casino game for winning money?
Video poker games give you the best chance of winning real money, with an average RTP of 99.50%. Top choices include Loose Deuces (100.97% RTP) and Full Pay Deuces Wild (100.79% RTP).
What is the average payout for slot machines?
The average RTP for online slots is 96%. This means that for every $1 spent, the game returns $0.96 on average. Some slots have RTPs over 99%, while others may be as low as 87% or less.
How can I find the payout percentage on a slot machine?
Online slot developers list RTPs on the game’s information page, usually accessed by clicking the “i” icon. Casinos often provide RTP information in their game details, making it easy to find.
Michael Fuller takes immense pleasure in working from home daily, stationed at his computer. His daily routine involves delving into online casinos, placing strategic sports bets, and narrating his experiences and gaming adventures. A dedicated enthusiast for digital gambling, Michael shares his captivating insights and reflections, guiding readers through the exhilarating landscape of online casinos and sports wagering. Michael's dedication to his craft ensures that his content is engaging and informative, offering valuable perspectives to those interested in online gambling. His personal experiences and professional insights combine to create a rich, immersive reading experience for his audience.