Baccarat is a fan favourite in the casino, made famous by James Bond himself. This card game has a simple gameplay and an excellent house edge.
Online Baccarat Casinos
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Baccarat is a game that is widely available across online casino sites. However, the table game is often upstage by blackjack and roulette. Baccarat is a fun and easy game with top-notch win potential. In this guide, Casino.com breaks down all there is to know about this table game. We will cover the rules, tips, payout potential, how to play, and the best Baccarat online casinos in the UK for free and real money play. By the time you finish our guide to baccarat, you’ll be ready to play.
How we choose the best baccarat casinos?
Our experts put great effort into reviewing the top gaming sites to ensure the player experience is excellent. There are many factors that make a great casino site. We take into account security, usability, content, and more. Here’s how we have picked the best baccarat online casinos.
- Security / Licensing - All the recommended online casinos are backed by the best security encryption. Additionally, the sites are fully regulated by the Gambling Commission of Great Britain, providing a safe and fair gaming experience.
- Games - The games are the backbone of the online casino. We consider the range of games on offer, including the online slots, tables, live dealer, and the choice of baccarat games. We also consider the variety of gaming providers on the roster and the frequency of new games.
- Bonuses and Promotions - The best online casinos have a diverse selection of bonus treats. The top casinos start new players with a welcome bonus, with some offers to keep you coming back for more. We also make sure the bonus terms and conditions are fair.
- Customer Support - No casino is complete without a responsive customer support team on hand to promptly resolve any hiccups, The top online casinos have live chat and email support, with many even featuring phone help too.
Baccarat is one of the simplest games in the casino. The simple betting action doesn't require a lot of thinking, with easy-to-understand odds and effortless gameplay. The game is often overlooked in the casino, but the straightforward table game delivers excellent thrills with just one bet per round. The virtual online baccarat games use a random number generator to determine the results, while the live dealer baccarat games use the standard card decks to determine results.
How to play Online Baccarat and rules
The objective of baccarat is simple: you need to bet on whether the banker's cards or the player's cards will win the hand. To win the hand, you need to get closest to the card value of 9. The banker deals two cards to the player and two cards to the banker. If the total card value is over 9, the value resets, so if you receive a 7 and a 3, you have a total value of 1. The Ace has a value of 1, and the face cards have no value. The player's cards will determine if a third card is to be drawn. If the player's cards have a value of 5 or less, the third card will be drawn for the player's hand. Then, the same will happen for the banker's hand if the value is 5 or less.
Most baccarat games are played with 6 or 8 decks of cards. Here is a simple breakdown of how to play online baccarat:
- Pick the baccarat table, select the bet amount, and then choose to bet on the banker's or player's cards.
- The dealer will then draw two cards for the player and the banker.
- Whoever has the closest card value to nine wins the round.
- Once the betting round is over, you have the option to hit the rebet, clear bet, and double bet buttons, which are self-explanatory.
Baccarat card values and hand rankings:
2 – 9 Cards: These cards have their face value
10 / Face Cards: These cards have no value
Aces: This card has a value of one point
Common Bets in Online Baccarat Games
Baccarat is one of the easiest table games in the casino. There are only a limited number of betting options, but some of the more unique online versions of the game have some unique side bets. Here are some of the bets you can find on the baccarat tables.
- Player Bet: This is a bet on the player's hand being the winning hand.
- Banker Bet: This is a bet on the banker's hand being the winning hand.
- Tie: This is a bet on the player's and banker's cards with the same value.
- Player Pair: This is a bet on the player's cards being the same pair.
- Banker Pair: This is a bet on the banker's cards being the same pair.
Baccarat table layout
The baccarat table layout is very simple. The game has five sections of the five players that can join the table. There are four segments in front of each of the five players. These four segments include the numbered section and the three betting options where you place your chips, tie, banker, and player.
How to understand the payouts
The payouts for online baccarat are easy, thanks to the limited betting options. The win bets on the banker or players pay 1:1, while the player or banker pair bets pay 11:1.
Versions of Baccarat
Baccarat has been around since the 14th century. The game has developed over the years, with many versions to play. There are several classic game versions, such as Punto Banco and Baccarat Banque. There are also many online versions offering unique twists to the original rules. Here are the different versions of the classic baccarat game.
Punto Banco is the most popular version of baccarat. It's considered the most standard game version, with the easiest rules. The casino is always the dealer, with the player able to bet on the banker or player. There are only three betting options in this game.
Baccarat Banque
Baccarat Banque is also known as 'a deaux tableaux'. In this game, the banker plays against two hands. The hand of cards can represent multiple players. Up to five players can join the table, but if players do not want to bet to challenge the dealer, the crowd can also place bets to reach the right amount. A player can challenge the dealer, if the dealer bet is matched. The player on the right is allowed to call 'go bank', then the player left, and this repeats.
Chemin de Fer (or chemmy)
Chemin de fer is the original version of baccarat. The name Chemin de fer means 'railway' in French. This is because when the bank loses a round, the banker will change, and the old card boxes look like a train when it moved players. This version is played with multiple players, one being the dealer. The goal is to take over the bank by beating the bank's hand. The banker decides the bet to risk. After that, players can challenge the bank for this bet by saying 'Banco'. If no one challenges the bank, players can challenge the bank together by putting their bets together.
Live Baccarat
Live Baccarat is played in a real casino with a real dealer serving the cards. The game is broadcast in real-time via a live stream. This creates a more authentic betting environment, so you feel like you are in a real casino from the comfort of your own home.
Playing Online Baccarat for Free or Real Money
Now that you are familiar with the rules of the games, you are ready to check out the baccarat tables and enjoy some play. You have the option to play for free or play with real money. The best online casinos will offer both playing options.
Play for Free
You can play virtual baccarat games for free because the games use an RNG engine. The free play mode is unavailable on live games, but you can enter live dealer baccarat and watch games play out. Playing for free is a great way to learn the rules and become familiar with the game without taking any financial risk. The free-play mode uses free credits instead of real money, but the gameplay is the same experience.
Play for Real Money
When you are ready to play for real, you can find the right baccarat game for you and enjoy the betting action at real money casinos. You will need to create an account and make a deposit to play for real. This will mean you can win money and potentially cash out a profit. However, you should only bet with money you can afford to lose and always play responsibly.
Best Baccarat Casinos
The UK online casino industry is full of excellent options. We have found some of the best online casinos for baccarat games, making it easy for you to make your choice. These gaming sites are loaded with games and bonuses and offer a sublime user experience across desktop and mobile. Here are some of the best baccarat casinos.
Betzone Casino Baccarat
Betzone Casino is an all-encompassing casino site that is loaded with content. The platform has a variety of online baccarat in virtual and live dealer form, and you can take advantage of some bonus treats, including cashback. The casino stocks top titles like 3D Baccarat, Speed Baccarat Live, and Fortune Baccarat Live.
Rhino Casino Bccarat
Rhino Casino is another gaming site that offers sports and casino. The hybrid platform is stacked with the best casino content, with a decent collection of virtual and live dealer baccarat options. The promotions section has something for everyone, including some deposit bonuses to boost your balance and enjoy more play on the tables. Some of the top baccarat games include Lightning Baccarat Live and Speed Crickey Baccarat Live.
Virgin Games Casino Baccarat
Virgin Games is a well-established UK online casino that hosts a wide variety of games from the most sought-after suppliers. The casino has plenty of baccarat options across the virtual felt and in the live dealer studio. You will find First Person Baccarat, Baccarat Remastered, and Peek Baccarat Live. Additionally, the casino has some enticing bonus extras to give your experience a welcomed lift so you can enjoy more fun on the tables.
666 Casino Baccarat
666Casino is devilishly stylish online casino has an excellent welcome bonus to boost your balance from the start. There is a wide choice of games, but when it comes to online baccarat, most of the options are all live dealer games. This includes popular titles like Baccarat Squeeze Live, Lightning Baccarat Live, and No Commission Baccarat Live.
Play like a professional -Tips and Strategies
The game of baccarat has been around for centuries, and over the years, there have been systems and strategies to help improve your odds of winning. Before you hit the baccarat tables, you can check out the different strategies and tips to help improve your chances.
Online Baccarat Tips
Here are some tips to help you get the most out of baccarat.
- Play for free first, and get to grips with the rules and gameplay.
- The banker bet has the lowest house edge (1.06%) and is the best bet to make.
- Find baccarat games with fewer card decks in play. The fewer decks, the lower the house edge.
- Set a win and lose amount and stick to it, so you don’t overstay your welcome.
- Make sure you understand how the commission rates work.
- Have fun and play responsibly.
Baccarat Online Strategies
Some baccarat strategies have been devised over the years. These systems are designed to improve odds, but winning is not guaranteed. Here are the most popular baccarat strategies:
- The Martingale System: This strategy requires you to double your bet every time you lose. If you wager £10 and your bet loses, you will need to wager £20. This will give you the chance to win back your previous losses.
- The Paroli System: This is all about positive progression. Like the Martingale system, you need to double your bet size every time you win, but you have to revert to the original bet size when you lose.
- 1-3-2-6 System: This system manages your bets with the multiples of your bets dictated by 1-3-2-6. If you bet £10 (1 unit) and win, the next bet would be £30 (3 units), a win again would be a following bet of £20 (2 units), and another win means a $60 next bet (6 units). If you win again, you reset back to £10 (1 unit).
Baccarat Bonuses
Many top online casino sites offer bonuses that can be enjoyed on the baccarat tables. These casino bonuses can be claimed by signing up or making a deposit. This will give you bonus money to play with, which will come attached to some terms and conditions. The most important term is the wagering requirement and the wagering contribution. The table games, including baccarat, will have a lower wagering contribution than slot games. This means it will take longer to wager through the bonus if you are only betting on the tables. Here are some of the casino bonuses you can play on the online baccarat games.
- Free Chip Bonus - The free chip bonus is often available as a no deposit bonus, which allows you a bonus value to play on the casino tables. The no-deposit bonus is activated when you sign up for the casino.
- Welcome Bonus - The welcome bonus is only available on your first deposit. This bonus offer can come in many forms, including a deposit bonus, cashback, and more. The welcome offer is usually the most generous bonus the casino offers, as it’s only available to claim once.
- Match Deposit Bonus - The deposit bonus is the most popular type of bonus and offers a percentage of your deposit back as a bonus, so you have more funds to play with on the games. The bonus amount will need to be wagered through a certain amount of time before the funds can be withdrawn as real money.
Mobile Baccarat
Online baccarat has been around for many years, in virtual form and live dealer form. These games have been built using the most up-to-date mobile-friendly technology. This means the online baccarat games are optimised and fully responsive on all iOS and Android mobile devices. The mobile gaming experience does not compromise on quality. The mobile gameplay presents the Baccarat games in a touch-friendly form. The games are immersive and easy to play. There will be some minor differences, such as a smaller gameplay window, which may be less engaging for live tables. However, the virtual baccarat tables are top-notch on your smartphone or tablet.
Commission: Winning banker and player bets are subject to a 5% commission.
Carte: This is the French version of ‘hitting’ for another card.
Face Cards: These are cards with pictures, such as Jack, Queen, and King. Also known as a “Monkey” in baccarat.
House Edge: The mathematical advantage the house has over the player.
La Grande: The best hand in baccarat, the natural 9.
La Petite: A hand that totals 8.
Push: This is when the banker and player have the same total. The stake is then pushed to the next round.
Online Baccarat FAQ
How many dealers are in a baccarat table?
There is only one dealer in baccarat, but the dealer is known as the ‘banker’.
What is a winning hand?
To win baccarat, you need to get the closest value to 9. The best hand in baccarat is a natural 9.
How many decks of cards are played in baccarat?
The game of baccarat has between six and eight decks of cards in the shuffle. The fewer the decks of cards, the more favourable the house edge.
How many cards are dealt in baccarat?
There are two cards dealt in baccarat, but an additional card is dealt if the value is under a certain amount.
Are baccarat outcomes random?
A randomised number generator determines the baccarat outcomes in virtual baccarat.